If you want to earn more money this year, one of the most effective ways of achieving this is a pay rise. Sure, starting a sideline business could add more cashflow - but it also involves start up costs, time and effort - and it isn't guaranteed to work either!
For a quick win a pay rise is a superb way of improving your cashflow position. And if you're looking to purchase a new home, or pay off your mortgage that bit quicker more cash each payday can be vital.
Ramit Sethi (I Will Teach You To Be Rich) explains how you should approach this - the right way!
Brian MacLean looks into tips, ideas and strategies you can use to get ahead financially..